top of page
Terms, Conditions,
Refunds and Privacy

Please read carefully. By purchasing this product you (herein referred to as “Client”) agree to the follow terms stated herein.



Meljay Turner, of MH Incorporated  (herein referred to as “Company”), agrees to provide Program, Business Accountability Mentorship (herein referred to as “Program”) identified in an online commerce shopping cart. The client agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the Program.




Meljay Turner (herein referred to as “Consultant”) and Company, is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, registered dietician, or financial analyst, psychotherapist or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not; (1) procure or attempt to procure employment or business or sales for Client; (2) perform any business management functions including but not limited to, accounting, tax or investment consulting, or advice with regard thereto; (3) act as a therapist providing psychoanalysis, psychological counseling or behavioral therapy; (4) act as a public relations manager (5) act as a publicist to procure any publicity, interviews, write-ups, features, television, print or digital media exposure for Client; (6) introduce Client to Consultant’s full network of contacts, media partners or business partners. The client understands that a relationship does not exist between the parties after the conclusion of this program. If the Parties continue their relationship, a separate agreement will be entered into.



The fee for the Coaching Program has the following options:

Checkbox applies to your contract agreement.

Introduction Offer Huddle $30 with 50% gift voucher to claim on any package.  - $30⬜

Weekly Group Huddle maximum of 10 in attendance, maximum time 60 minutes. $30 per Huddle with 50% gift voucher off first Mini Huddle ⬜

Weekly Group Huddle maximum of 4 in attendance, maximum time 60 minutes.  $70 per Huddle with 50% gift voucher off first Mini or Maxi Huddle. ⬜

Meljay’s one-to-one Mini Huddle, maximum time 30 minutes once a month, with two additional 15-minute check-in Huddles per month, minimum contract 3 months with Gift 4th Month Free of charge. $425 per month on a rolling contract. ⬜

Meljay’s one-to-one Maxi Huddle, maximum time 60 minute Huddle once a month, with three 15 minute check-in Huddles per month, minimum contract 6 months with Gift 7th Month Free of Charge. $845 per month on a rolling contract. ⬜


If for any reason MH Incorporated is offering a special discount/promotion for a limited time, then that replaces the above prices but holds to the terms of the contract.



If Client elects to pay by monthly installments, Client authorizes the Company will request Client’s payment on an original invoice by the 1st of each month in the Program. Payments on a monthly contract are a rolling contract until canceled by the Client, prior to an upcoming event.   Introduction payment is a one-off payment.



Money-Back Action Guarantee 

We want you to be satisfied with your purchase, however, it is noted that this is a mentorship agreement. you are paying for the actions of the Consultant to help keep you accountable, encouraging the Client to reach and organize your goals during the huddle to progress your business from items discussed, it is 100% the responsibility of the Client to put these actions into place after the Huddle.  Evidence that the huddle proved no value to you at the time of the huddle in offering support, will be entitled to a refund within 7 days written notice and evidence that you were not supported. 


All calls will be audio recorded for training and monitoring purposes, no video recording will take place.


In the event that you decide your purchase was not the right decision, and wish to cancel before the huddle proceeds, 48 hours minimum notice must be made.  Contact our support team at {{Details to be provided on purchase of service}}, with subject line ‘Cancel Huddle 48 hours notice provided’ Date timestamp of the email will be taken into account for accepted refunds. 


Notes about our refund policy:

  1. Within the first 7 days from the original date of purchase, you can request a refund. On providing evidence that the action guarantee was not fulfilled during the huddle.

  2. No refunds will be given after 7 days from the original date of purchase. After day 7, all payments are non-refundable and you are responsible for full payment of the fees for the program regardless if you use the information or not.

  3. All refunds are discretionary as determined by COMPANY. If you download the materials, take advantage of the gift vouchers, and then ask for a refund, we reserve the right to deny your request. Why? You come into the Huddle in the understanding that you are being held accountable for your actions in business and life.  Stealing the material is NOT covered under this policy.

To further clarify, we will not provide refunds after the 7th day from your date of purchase (not even one day afterward) and all payments must be made on a timely basis. Payments are made at the time of booking.

If you have any questions or problems, please let us know by contacting our support team directly. Support can be reached using the contact form, or replying to your confirmation email.


Once payment is made for booking a session, fees are 100% non-refundable, but session fees can be applied to an appointment at a later date if you need to reschedule. Each client receives one free rescheduling if the session is rescheduled prior to the 48-hour window before the call. To reschedule, you must do so prior to 48 hours before your session begins or your payment and one-time complimentary rescheduling will be forfeited.  To reschedule your session, simply send an email to {{Details to be provided on purchase of service}}, with the Subject line ‘Reschedule appointment’. If the session is canceled within 48 hours before the scheduled start of your call, no refunds are available. Rescheduling must be within the consultant's time frame. For Weekly Group Huddles these are on Thursdays and One to One Huddles on Fridays - Times may vary week to week, please see the bookings page for details. 



The Company respects Client’s privacy and insists that Client respects the Company’s and Program Participants (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Program participants or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum, or otherwise. The client agrees not to use such confidential information in any manner other than in discussion with other Participants during Program. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in the strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss, and theft. The client agrees not to violate the Company’s publicity or privacy rights. Furthermore Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client including but not limited to; names, email addresses, third-party company titles or positions, phone numbers, or addresses. Additionally, the Consultant will not, at any time, either directly or indirectly, disclose confidential information to any third party. Further, by purchasing this product you agree that if you violate or display any likelihood of violating this session the Company and/or the other Program participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.

In group huddles the Client understands that the Company cannot be held responsible for information provided within the group, that other members might personally act upon and accepts that under their own discretion the Client will not detail sensitive intellectual property in the group huddles that could be copied.  Group Clients accept that it is their duty to keep other Clients information that is detailed within the groups respectfully confidential.


Company’s program is copyrighted and original materials that have been provided to Client are for Client’s individual use only and a single-user license. Client is not authorized to use any of Company’s intellectual property for Client’s business purposes. All intellectual property, including Company’s copyrighted program and/or course materials, shall remain the sole property of the Company. No license to sell or distribute Company’s materials is granted or implied. By purchasing this product, Client agrees (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any Confidential Information shared by the Company is confidential and proprietary, and belongs solely and exclusively to the Company, (3) Client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the Company. Further, by purchasing this product, Client agrees that if Client violates, or displays any likelihood of violating, any of Client’s agreements contained in this paragraph, the Company will be entitled to injunctive relief to prohibit any such violations and to protect against the harm of such violations.


The program is developed for strictly educational purposes ONLY. The client accepts and agrees that the Client is 100% responsible for their progress and results from the Program. The company makes no representations, warranties, or guarantees verbally or in writing. The Client understands that because of the nature of the program and its extent, the results experienced by each client may significantly vary. The Client acknowledges that as with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that the Client will reach their goals as a result of participation in the Program. Program education and information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. The company assumes no responsibility for errors or omissions that may appear in any program materials. The Client accepts and agrees that the Client is 100% responsible for the information they choose to disclose in the group huddles.


If any provision of this Agreement is held by to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder.



The Client agrees they used Company’s services at their own risk and that Program is only an educational service and accountability support session being provided. Client releases Company, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from my participation in the Programs. The Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Company will not be held liable for any damages of any kind resulting from or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services or enrolment in the Program. The Company assumes no responsibility for errors or omissions that may appear in any of the program materials.




The Client may not assign this Agreement without the express written consent of the Company.



The Company may modify the terms of this agreement at any time. All modifications shall be posted on the Company’s website and purchasers shall be notified.


The Company is committed to providing all clients in the Program with a positive Program experience. By purchasing this product, Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client’s participation in the Program without refund or forgiveness of monthly payments if Client becomes disruptive to Company or Participants, Client fails to follow the Program guidelines, is difficult to work with, impairs the participation of the other participants in the Program or upon violation of the terms as determined by Company. The Client will still be liable to pay the total contract amount.



Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all of the Company’s shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of the Company. In consideration of and as part of my payment for the right to participate in Company’s Programs, the undersigned, my heirs, executors, administrators, successors and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold harmless and forever discharge Company and its subsidiaries, principals, directors, employees, agents, heirs, executors, administrators, successors, and assigns and any of the training instructors, guides, staff or students taking part in the training in any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) of and from all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in a equity arising from my participation in the Programs.



Every effort has been made to accurately represent this product and its potential. There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. We do not position this product as a “get rich quick scheme.” Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions. 


Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.



I accept that under this agreement, I have a duty to read this terms of participation policy, and have done so. Furthermore, I understand and accept that I am precluded from using lack of reading as a defense against all remedies contained herein.

Meljay Turner
Creator of The Equine Semaphore Code
bottom of page